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Unsecured borrowing for personal requirements. No security is offered, so the assessment rests almost entirely on income and credit conduct.
How we are paid and who is accountable for this file are both published openly.
On successful disbursement of a Personal Loan facilitated through Loan Manager, we pay you a reward of up to 1% of the disbursed loan amount, funded entirely from our own payout — never from the lender, and never added to your loan.
We do not assess your eligibility. This is what the institutions receiving your file generally look at, so you know what your application is being read against.
The most direct determinant of the amount a lender will consider.
Repayment history across all existing and closed facilities.
Total EMI outgo as a proportion of income is a hard constraint for most lenders.
Time in current employment or business, and the nature of the employer.
Most rejections are preparation failures, not eligibility failures. Every one of these is cheaper to fix before submission than after a decline.
Resolving it first is almost always the better path.
No amount of preparation overcomes an income constraint. We will tell you when that is the case.
A visible pattern of enquiries weakens a fresh application.
Requirements differ by institution and by profile. This is the working set — gather these and the preparation stage moves quickly.
We establish what you need, what you earn and what you own — before a single document is collected.
Documents verified and organised against each lender's current criteria. This is the stage that prevents rejections.
Your file goes to the partner Bank or NBFC suited to your profile. One application, prepared properly.
We stay with you through queries, valuation and sanction until the lender completes the process.
The lending institution sets the rate. We do not set, negotiate or promise a rate, and we would be misleading you if we quoted one.
You will get an answer, not a pitch. If your file is not ready, we will tell you what stands in the way and roughly how long it takes to fix — with nothing captured.
No form first. Message us, call +91 73041 73640, or ask us to call you back at a time you choose.
If your file is not ready, we will say so and tell you what would change it.
Loan Manager is a loan facilitation platform owned and operated by Rectangle Consultancy and Services Pvt. Ltd..
Company information