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For purchasing a new or used vehicle. The vehicle itself is the security, which generally makes the file simpler than an unsecured application.
How we are paid and who is accountable for this file are both published openly.
We do not assess your eligibility. This is what the institutions receiving your file generally look at, so you know what your application is being read against.
For used vehicles, age and condition determine both the amount and the tenure available.
The EMI as a proportion of documented income.
Repayment history on existing and previous facilities.
The proportion funded by the applicant affects the terms available.
Most rejections are preparation failures, not eligibility failures. Every one of these is cheaper to fix before submission than after a decline.
Each institution sets its own limit on vehicle age at the end of the tenure.
Particularly common in private used-vehicle sales.
The lender funds against the invoice, not the quotation.
Requirements differ by institution and by profile. This is the working set — gather these and the preparation stage moves quickly.
We establish what you need, what you earn and what you own — before a single document is collected.
Documents verified and organised against each lender's current criteria. This is the stage that prevents rejections.
Your file goes to the partner Bank or NBFC suited to your profile. One application, prepared properly.
We stay with you through queries, valuation and sanction until the lender completes the process.
Many partner institutions finance used vehicles, subject to age and valuation. Terms differ meaningfully from new-vehicle finance.
You will get an answer, not a pitch. If your file is not ready, we will tell you what stands in the way and roughly how long it takes to fix — with nothing captured.
No form first. Message us, call +91 73041 73640, or ask us to call you back at a time you choose.
If your file is not ready, we will say so and tell you what would change it.
Loan Manager is a loan facilitation platform owned and operated by Rectangle Consultancy and Services Pvt. Ltd..
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